AI Agents for Private Lending
Transform lending operations with intelligent AI-powered agents designed to reduce manual workloads, accelerate loan processing, and improve operational accuracy. NOVA AI brings automation to critical stages of the lending lifecycle, helping lenders process documentation, evaluate property values, streamline closings, manage servicing operations, and monitor daily business activity. By combining artificial intelligence with integrated lending workflows, organizations can improve efficiency, minimize errors, and empower their teams to focus on higher-value decisions.
Automation across the lending lifecycle.
Each NOVA AI agent works inside your existing NOVA workflows, so your team reviews exceptions instead of re-keying data.
NOVA AI Underwriting Agent
Accelerate underwriting workflows with an intelligent AI agent designed to validate loan information, verify documentation, and identify potential discrepancies throughout the underwriting process. The NOVA AI Underwriting Agent analyzes loan data against supporting documentation, evaluates information for accuracy and consistency, and helps identify exceptions that require further review. By automating critical validation tasks, the agent helps underwriting teams reduce manual verification, improve decision-making consistency, and move qualified loans toward approval with greater efficiency and confidence.
Features
- AI-Powered Loan Data Validation
- Cross-Document Information Verification
- Borrower & Entity Information Validation
- Income & Financial Data Validation
- Property & Collateral Information Verification
- Loan Program & Eligibility Validation
- Underwriting Guideline Compliance Checks
- Loan-to-Value (LTV) Validation
- Debt Service Coverage Ratio (DSCR) Validation
- Data Discrepancy & Exception Identification
- Underwriting Condition Verification
- Validation Results & Exception Summaries
- Underwriting Decision Support
NOVA AI ARV Agent
Accelerate property valuation analysis with an AI-powered agent designed to support After Repair Value (ARV) assessments for real estate lending. The NOVA AI ARV Agent assists lending teams in reviewing property information, analyzing comparable sales, and evaluating renovation-related details to support more efficient valuation workflows. By organizing relevant property data and highlighting important valuation considerations, the agent helps lenders reduce time spent on manual research, improve consistency across property evaluations, and make more informed lending decisions.
Features
- AI-Assisted After Repair Value (ARV) Analysis
- Property Information Review
- Comparable Property Analysis
- Comparable Sales Evaluation
- Property Valuation Support
- Renovation Scope Review
- Property & Market Data Analysis
- Valuation Discrepancy Identification
- Organized Property Analysis Summaries
- Standardized Valuation Review Workflows
- Reduced Manual Property Research
- Faster Valuation Assessment Preparation
NOVA AI Closing Agent
Simplify the closing process with an intelligent AI agent designed to support document preparation, closing package review, and loan file verification. The NOVA AI Closing Agent helps lending teams identify missing documentation, review critical loan information, and flag inconsistencies that could delay closing. By assisting with document validation and closing readiness checks, the agent helps closing departments reduce administrative bottlenecks, improve coordination, and prepare more complete and accurate loan files for funding.
Features
- AI-Powered Closing Document Review
- Closing Package Completeness Checks
- Required Document Verification
- Loan Data Consistency Review
- Missing Documentation Identification
- Closing Condition Review
- Document Data Extraction
- Borrower & Loan Information Verification
- Closing Discrepancy & Exception Flagging
- Closing Readiness Assessment
- Closing Workflow Support
- Reduced Manual Closing File Review
NOVA AI Servicing Agent
Simplify loan servicing operations with an intelligent AI agent designed to assist servicing teams with payment processing, payment management, and day-to-day loan administration. The NOVA AI Servicing Agent helps lenders review payment information, manage payment-related workflows, identify discrepancies, and streamline routine servicing activities. By reducing manual payment administration and improving access to accurate loan information, the agent helps servicing teams operate more efficiently, minimize errors, and maintain greater control over borrower payments and loan accounts.
Features
- AI-Assisted Payment Processing
- Payment Information Review
- Payment History & Transaction Tracking
- Payment Allocation & Application Support
- Payment Discrepancy Identification
- Scheduled Payment Monitoring
- Past-Due & Missed Payment Identification
- Payment Reconciliation Assistance
- Interest, Principal & Fee Calculation Review
- Borrower Payment Inquiry Assistance
- Payment Exception & Error Flagging
- Loan Balance & Payment Status Verification
- Servicing Workflow Automation
- Reduced Manual Payment Administration
NOVA AI Processing Agent
Streamline loan processing with an intelligent AI agent designed to automate document scrubbing, information extraction, and loan file organization. The NOVA AI Processing Agent reviews submitted borrower documentation, extracts relevant information, identifies missing or incomplete documents, and organizes loan data for downstream underwriting workflows. By reducing time-consuming manual document review and data entry, the agent helps processors maintain more complete loan files, identify outstanding requirements earlier, and prepare loans for underwriting faster and more efficiently.
Features
- AI-Powered Document Scrubbing
- Automated Loan Document Review
- Intelligent Data Extraction
- Document Classification & Organization
- Borrower Information Extraction
- Financial Statement & Bank Statement Scrubbing
- Entity & Business Document Scrubbing
- Property Documentation Review
- Missing Document Identification
- Incomplete Information Detection
- Loan File Completeness Checks
- Document Data Organization
- Automated Data Entry Support
- Underwriting Submission Preparation
NOVA AI Daily Brief Agent
Start each day with a clear understanding of your lending operations through an intelligent AI agent that consolidates important business activity, outstanding tasks, and operational priorities into a centralized daily summary. The NOVA AI Daily Brief Agent helps lending professionals stay informed by highlighting pipeline movement, upcoming deadlines, outstanding loan conditions, servicing activity, and other items requiring attention. By transforming operational data into concise, actionable insights, the agent enables loan officers, processors, managers, and executives to prioritize their workloads, address potential bottlenecks, and make informed decisions without manually reviewing multiple reports and dashboards.
Features
- AI-Generated Daily Operational Summaries
- Loan Pipeline Activity Highlights
- New Loan & Application Updates
- Outstanding Task & Condition Summaries
- Upcoming Deadlines & Milestone Tracking
- Loans Requiring Immediate Attention
- Underwriting & Closing Status Updates
- Loan Servicing Activity Highlights
- Delinquency & Maturity Alerts
- Construction Draw Activity Summaries
- Portfolio & Operational KPI Highlights
- Team Workload & Priority Summaries
- Actionable Daily Task Recommendations
- Management & Executive Briefings
Add NOVA AI to your plan.
NOVA AI agents run inside the NOVA platform. Compare the Ultimate and Enterprise packages, or talk with our team about the agents that fit your operation.
See NOVA AI on your own loans.
Book a working session and we will walk through the agents against your actual workflow.