Industry Articles
The Change in the Private Lending Rental Market
Accurately forecasting the Fed's next move with our fiscal policy is impossible, but we can keep a watchful eye on public statements they put out for the general public. For example, following a speech by Janet Yellen and her colleagues at the Federal Reserve in...
The Emergence of Private Loans for Ground Up Construction
As the United States continues to face a shortage in housing, many investors may wonder if we will ever get back to normal. The supply of homes fell in December 2021 to a record low, causing a rise in demand for housing. As a result, the price of homes skyrocketed....
What Are a Lender’s Requirements for a Hard Money Loan?
Traditional bank loan criteria are extensive; however, hard money loan procedures are not. But why would someone choose a hard money loan over a conventional one? What are the prerequisites for a hard money loan? When buying a new house, many Americans use typical...
How to Use a Hard Money Loan Calculator to Calculate Your Loan Costs
The quickest way to finance rehab projects for property is generally a hard money loan. These loans are typically accepted based on property value versus the buyer's credentials. On the other hand, they are frequently more expensive compared to a traditional loan. In...
Appraisals for Private Lending Projects
Appraisals for private money loan differ from regular assessments. Many investors have become accustomed to relying only on an appraiser to assess the loan value. Most bank transactions are like this because the loan officer or banker does not have the time or...
Asset-Based Lending – The Pros and Cons
Asset-based lending is when a real estate investor may obtain financing for a property based on the borrower's assets. Liquid assets in asset-based lending are assets that you can convert to cash in a relatively short period, such as cash or marketable securities. For...